Terms and Conditions

Welcome to therealctm.com and its affiliates provide access to therealctm.com website (the “website”) and sell our products to you subject to the conditions set out on this page.

Please read these conditions carefully before using therealctm.com website. By using the therealctm.com website, you signify your agreement to be bound by these conditions. In addition, when you use any current or future therealctm.com website service you will also be subject to the guidelines and conditions applicable to that service.

Your Account

If you use the website, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer to prevent unauthorised access to your account. You agree to accept responsibility for all activities that occur under your account or password. You should take all necessary steps to ensure that the password is kept confidential and secure and should inform us immediately if you have any reason to believe that your password has become known to anyone else, or if the password is being, or is likely to be, used in an unauthorised manner.

Please ensure that the details you provide us with are correct and complete and inform us immediately of any changes to the information that you provided when registering. You can access and update much of the information you provided us with in the Your

Account area of the website

therealctm.com reserves the right to refuse access to the website, terminate accounts, remove or edit content, or cancel orders at our discretion. If we cancel an order, it will be without charge to you.

Access to therealctm.com

We will do our utmost to ensure that availability of the website will be uninterrupted and that transmissions will be error-free. However, due to the nature of the Internet, this cannot be guaranteed. Also, your access to the website may also be occasionally suspended or restricted to allow for repairs, maintenance, or the introduction of new facilities or services. We will attempt to limit the frequency and duration of any such suspension or restriction.

Electronic communications

When you visit therealctm.com or send e-mails to us, you are communicating with us electronically. We communicate with you by e-mail or by posting notices on the website. For contractual purposes, you consent to receive communications from us electronically and you agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing. This condition does not affect your statutory rights.

Our contract

When you place an order to purchase a product from therealctm.com, we will send you an e-mail confirming receipt of your order and containing the details of your order. Your order represents an offer to us to purchase a product which is accepted by us when we send e-mail confirmation to you that we’ve dispatched that product to you (the “Dispatch Confirmation E-mail”). That acceptance will be complete at the time we send the Dispatch Confirmation E-mail to you. Any products on the same order which we have not confirmed in a Dispatch Confirmation E-mail to have been dispatched do not form part of that contract.

Your conduct

You must not use the website in any way that causes, or is likely to cause, the website or access to it to be interrupted, damaged or impaired in any way.

You understand that you, and not themoneypt.com, are responsible for all electronic communications and content sent from your computer to us and you must use the website for lawful purposes only.

You must not use the website for any of the following:

  • for fraudulent purposes, or in connection with a criminal offence or other unlawful activity
  • to send, use or reuse any material that is illegal, offensive, abusive, indecent, defamatory, obscene or menacing; or in breach of copyright, trademark, confidence, privacy or any other right; or is otherwise injurious to third parties; or objectionable; or which consists of or contains software viruses, political campaigning, commercial solicitation, chain letters, mass mailings or any “spam”
  • to cause annoyance, inconvenience or needless anxiety
  • Reviews, comments, communications and other content

Reviews, comments, communications and other content

Users of this website may post reviews, comments and other content; send communications; and submit suggestions, ideas, comments, questions, or other information, as long as the content is not illegal, obscene, abusive, threatening, defamatory, invasive of privacy, infringing of intellectual property rights, or otherwise injurious to third parties, or objectionable and does not consist of or contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or any form of “spam.” You may not use a false e-mail address, impersonate any person or entity, or otherwise mislead as to the origin of any content themoneypt.com reserves the right (but not the obligation) to remove or edit any content.

Pricing, Subscriptions and Cancellation

Pricing

The Real CTM reserves the right to amend the pricing at any time. Exclusions to this clause will only apply if specifically stated at time of purchase.

Refunds

All refunds will be issued at the discretion of therealctm.com. Terms for cancellation are laid out below.

License for website access

therealctm.com grants you a limited licence to access and make personal use of this website, but not to download (other than page caching) or modify it, or any portion of it, except with express written consent of themoneypt.com. This licence does not include any resale or commercial use of this website or its contents; any collection and use of any product listings, descriptions, or prices; any derivative use of this website or its contents; any downloading or copying of account information for the benefit of another merchant; or any use of data mining, robots, or similar data gathering and extraction tools.

This website or any portion of this website may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without our express written consent. You may not frame or use framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of therealctm.com and its affiliates without express written consent. You may not use any meta tags or any other “hidden text” utilising therealctm.com or its affiliates’ names or trademarks without the express written consent of therealctm.com. Any unauthorised use terminates the permission or license granted by therealctm.com.

You are granted a limited, revocable, and non-exclusive right to create a hyperlink to the Welcome page of therealctm.com as long as the link does not portray therealctm.com its affiliates, or their products or services in a false, misleading, derogatory, or otherwise offensive matter. You may not use any themoneypt.com logo or other proprietary graphic or trademark as part of the link without our express written consent.

DISCLAIMERS

Clare Turner-Marshall makes no Representation or Warranty as to the sufficiency or accuracy of the information provided in on this site, in the any of the Private Facebook Groups or contained in any of the material we provide whether posted by the REAL CTM or any other third party.

Clare Turner-Marshall MAKES NO WARRANTY THAT THE GROUP, OR ANY COMPUTER, SERVER, DEVICE, SOFTWARE, OR OTHER TECHNOLOGY ASSOCIATED WITH THIS SITE IS FREE OF VIRUSES, WORMS, OR OTHER ELEMENTS OR CODES THAT MANIFEST CONTAMINATING OR DESTRUCTIVE PROPERTIES. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF WARRANTIES, SO THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.

Postings, including but not limited to comments and replies to discussion topics, are not to be relied on as professional opinions or advice, and postings are not intended to constitute technical, financial or legal guidelines or to supplant individual judgment with respect to particular situations. Postings may not be construed in any way as investment or tax advice and are not intended to be used, and may not be used, by any person for the purpose of avoiding any penalties that may be imposed under the Internal Revenue Code.

Clare Turner-Marshall does not endorse, approve, recommend, or certify any information, product, process, service or organisation presented or mentioned on the Facebook Group, and information from the Facebook Group should not be referenced in any way to imply such approval or endorsement. Clare Turner-Marshall make no representations, warranties, or other commitments whatsoever about any non therealctm.com websites or third-party resources that may be referenced.

The views expressed on the Facebook Group are those of the individual participants. They do not and should not be construed as representing the views of Clare Turner-Marshall. While we reserve the right to monitor the Group and remove Submissions or materials it believes are not in conformity with these Terms of Use or in the best interests of the Clare Turner-Marshall and its clients and followers, we undertake no obligation to do so.

Losses and Limitations

therealctm.com will not be responsible for any losses you suffer as a result of us breaching these conditions if the losses were reasonably foreseeable to both you and us when you commenced using the website, or a contract for the sale of goods by us to you was formed. We will not be responsible for any business loss (including loss of profits, revenue, contracts, anticipated savings, data, goodwill or wasted expenditure) or any other indirect or consequential loss that is not reasonably foreseeable to both you and us when you commenced using the website or when a contract for the sale of goods by us to you was formed. themoneypt.com does not limit in any way our liability by law for death or personal injury caused from our negligence or breach of duty.

IN NO EVENT MAY USER BRING ANY CLAIM OR CAUSE OF ACTION AGAINST THE CLARE TURNER-MARSHALL

Facebook Terms and Conditions of use

The purpose of Clare Turner-Marshall Facebook Groups (“Facebook Group”) is to provide an engaging community to share support and information to users. All users of the Facebook Groups (“Users”) are encouraged to participate in online discussions as part of the Facebook Groups Community. These Terms of Use are intended to help Facebook Groups users understand and differentiate between suitable and inappropriate use of the Facebook Groups and to layout best practices for participation in the Clare Turner-Marshall Facebook Groups.

The Terms of Use are an agreement between Clare Turner-Marshall and User. By accessing, browsing, or using this service, User agrees to be bound by these terms.

Rules and Restrictions on Submissions

You must not use the Facebook Groups for any of the following:

  • for fraudulent purposes, or in connection with a criminal offense or other unlawful activity
  • to post, use or reuse any material that is illegal, offensive, abusive, indecent, defamatory, obscene or menacing; or in breach of copyright, trademark, confidence, privacy or any other right; or is otherwise injurious to third parties; or objectionable; or which consists of or contains software viruses, political campaigning, commercial solicitation, or any “spam”
  • to cause annoyance, inconvenience or needless anxiety
  • Reviews, comments, communications and other content

Rights to Monitor and Administer the Facebook Groups

We reserve the right to monitor the posts and information shared in the Facebook Groups and remove any content that we deem to be inappropriate and to terminate any user from the groups inline with the terms and conditions laid out.

Compliance with Facebook Terms and Conditions

All users must comply with the terms and conditions laid out by Facebook. They can be found at https://www.facebook.com/terms.php

Alteration of Service or Amendments to the Conditions

We reserve the right to make changes to our website, policies, and these Conditions of Use & Sale at any time. You will be subject to the policies and Conditions of Conditions of Use & Sale in force at the time that you use the website or that you order goods from us, unless any change to those policies or these conditions is required to be made by law or government authority (in which case it will apply to orders previously placed by you). If any of these conditions is deemed invalid, void, or for any reason unenforceable, that condition will be deemed severable and will not affect the validity and enforceability of any remaining condition.

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